Are you a regular Amazon shopper? Do you see yourself using Amazon credit card for shopping. Since you frequently adding items to your cart and enjoying the convenience of doorstep deliveries? If so, you might want to consider the Amazon Credit Card. In this article, we shall be talking about Amazon’s credit card. Looking at the  offerings, benefits and explore the fantastic perks and features that come with them.

Why Choose an Amazon Credit Card?

1. The Amazon Prime Rewards Visa Signature Card

If you’re already an Amazon Prime member, the Amazon Prime Rewards Visa Signature Card is a no-brainer. This credit card offers a whopping 5% cashback on all your Amazon purchases. How wonderful its as a consistent customer of Amazon earning money back.While you shop for your favorite books, gadgets, and everyday essentials with your credit card!

• Pros:
  • 5% cashback on Amazon.com purchases: This is a significant advantage for Amazon loyalists.
  • 2% cashback at gas stations, restaurants, and drugstores: Your everyday expenses become rewarding.
  • No foreign transaction fees: Perfect for globetrotters.
  • Travel benefits: Enjoy perks like travel accident insurance and baggage delay insurance.
• Cons:
  • Requires an Amazon Prime membership: This could be a drawback if you’re not already a member.
  • High APR: Make sure to pay your balance in full each month to avoid interest charges.

Ready to apply? You can start your application for the Amazon Prime Rewards Visa Signature Card today.

2. The Amazon Rewards Visa Signature Card

If you’re not an Amazon Prime member but still want to enjoy some credit card benefits, the Amazon Rewards Visa Signature Card is a solid choice. With this card, you’ll earn 3% cashback on Amazon.com purchases, 2% at gas stations, restaurants, and drugstores, and 1% on all other purchases.

• Pros:
  • No annual fee: It won’t cost you anything to carry this card.
  • Cashback on Amazon purchases: You’ll still get rewarded for your Amazon shopping.
  • No foreign transaction fees: Great for international travel.
  • Easy application process:
• Cons:
  • Lower cashback rate: While it’s a good card, it offers less cashback than the Prime version.

3. The Amazon Store Card

If you prefer financing options, the Amazon Store Card might be your go-to choice. This card offers special financing on eligible Amazon.com purchases, making it easier to budget for those larger items you’ve been eyeing.

• Pros:
  • 0% APR financing for eligible Amazon purchases: Pay over time without accruing interest.
  • Equal monthly payments: Predictable payment schedule.
  • Exclusive financing offers: Keep an eye out for promotions that offer extended financing periods.
• Cons:
  • Limited to Amazon.com purchases: You can only use this card on Amazon.

Conclusion

In conclusion, choosing the right  card largely depends on your shopping habits and preferences. If you’re a loyal Amazon Prime member, the Amazon Prime Rewards Visa Signature Card offers unbeatable cashback rewards. For non-Prime members looking for decent rewards, the Amazon Rewards Visa Signature Card is a solid option. And if you want financing options for larger Amazon purchases, consider the Amazon Store Card.

No matter which you choose, make sure to use it responsibly, pay your bills on time, and reap the benefits of being an Amazon shopper. Happy shopping!